Sub-$10 design templates lose 16–18% to fees before any percentage rate touches the order. Calculator shows where your real take-home lands.
Off-Site Ads
Etsy charges 15% under $10k trailing revenue (opt-in) or 12% at/above (mandatory).
True Net Profit
Etsy takes 29.6% of revenue in fees before any product cost.
$39Get every fee scenario pre-modeled — Etsy Pricing Bible| Gross (item + shipping) | $9.00 |
| Listing Fee— $0.20 flat | −$0.20 |
| Transaction Fee— 6.5% of item + shipping | −$0.59 |
| Payment Processing— 3% + $0.25 | −$0.52 |
| Off-Site Ads Fee— 15% of order | −$1.35 |
| Cost of goods + shipping | −$0.00 |
| Net Profit | $6.34 |
Each red bar is a fee Etsy takes before you pay product cost. Tap a bar for details.
| Step | Amount | Running total |
|---|---|---|
| Gross | $9.00 | $9.00 |
| Listing Fee | −$0.20 | $8.80 |
| Transaction Fee | −$0.59 | $8.21 |
| Payment Processing | −$0.52 | $7.69 |
| Off-Site Ads Fee | −$1.35 | $6.34 |
| Net Profit | $6.34 | $6.34 |
Yes — for shops under $10,000 in trailing 12-month revenue, the Off-Site Ads fee is 15% of the order total. Above $10,000 it drops to 12% but becomes mandatory. The fee is capped at $100 per order.
Two levers actually move the needle: opting out of Off-Site Ads while you're still under the $10k threshold, and rolling shipping into the item price so you don't pay the 6.5% transaction fee on a separately-charged shipping line.
Want every Etsy fee scenario pre-modeled in one PDF + spreadsheet? Get the 2026 Etsy Pricing Bible — $39.